Affordable Life Protection
The insurance industry includes hundreds of different companies shopping to earn your business. It is a very competitive market, and it pays to shop around for the very best deals. This is where I come in.
Whether you're searching for Final Expense Insurance, Life Insurance, Annuities, or Medicare Supplements, you must be well-informed and well-advised to get the most out of your premium dollars. An experienced and independent agent who represents multiple insurance carriers can make a huge difference in what you pay for coverage.
Final Expense Insurance
Burial insurance is a miniature whole life insurance policy that has a small death benefit and is easier to get approved for. Final Expense Insurance will pay for your funeral service, bills and other associated costs. Final Expense insurance is also called Funeral insurance, Burial Insurance, Simplified issue whole life insurance, or Modified whole life insurance. All are marketing terms that the insurance industry uses to sell small whole life policies with a face value (death benefit) of $2,000 to $50,000.
Medicare Supplement Plans
Medicare by itself has a high deductible for hospital admission, and it only pays 80% of eligible doctor costs. A serious illness could set you back many thousands of dollars. A Medicare Supplement policy covers all or most out-of-pocket medical expenses providing you with peace-of-mind and potential savings. Let us guide you in sorting through the numerous Medicare options. We can also help you in choosing a Medicare prescription plan that includes your specific medications.
Mortgage Protection Insurance
MPI is a type of insurance policy that helps your family make your monthly mortgage payments if you – the policyholder and mortgage borrower – die before your mortgage is fully paid off. Some MPI policies will also offer coverage for a limited time if you lose your job or become disabled after an accident. Some companies call it mortgage life insurance because most policies only pay out when the policyholder dies.
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